Alabama Small Businesses Urged to Seek Drought Loan Aid
Rep. Barry Moore reminds Alabama farmers, businesses hurt by dry conditions to apply for federal drought loans, resources before deadlines
Alabama small business owners and private nonprofit leaders facing lingering drought stress are being reminded to explore federal disaster loan opportunities and other support options as the state grapples with extended dry conditions.
The U.S. Small Business Administration’s Economic Injury Disaster Loan (EIDL) program offers low-interest working capital loans for businesses and nonprofits suffering economic harm from drought-related losses. These loans can help cover payroll, fixed debts, accounts payable and other necessary expenses even if your business did not suffer physical damage.
Under current federal drought disaster declarations, eligible applicants include small businesses, small agricultural cooperatives, nurseries and most private nonprofit groups. The SBA cannot provide disaster loans to agricultural producers, farmers or ranchers — except for aquaculture operations.
Deadlines to return applications have passed for some earlier drought declarations, though the SBA typically allows a 60-day grace period to submit late applications after the official filing date. Applicants can complete forms online at sba.gov/disaster or by contacting the SBA Customer Service Center at (800) 659-2955.
Extended dry weather has taken a toll across Alabama’s agricultural and business communities. Federal and state monitoring show large portions of the State have experienced prolonged drought conditions in 2025, with dozens of counties designated as natural disaster areas by the U.S. Department of Agriculture. These designations make producers in impacted and contiguous counties eligible for emergency help from USDA and related programs.
Representative Barry Moore (R-AL1) underscored the challenges many producers face. “Many producers across Alabama are facing serious challenges due to ongoing drought-like conditions,” he said. “My office is open and ready to assist anyone impacted with navigating federal resources, connecting with USDA programs, or addressing other concerns. Please don’t hesitate to reach out. We’re always here to help.”
Small business owners and nonprofit leaders are encouraged to reach out to local SBA offices or Moore’s district offices for help understanding eligibility and next steps. With application deadlines tied to past and future drought disaster declarations, prompt action may improve access to aid as communities continue to recover.
